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RTO Information for Buyers

Thank you in advance for considering me to be your Rent to Own Real Estate Agent! My goal is to find you your ideal home to live in, within your desired spending range, all while you remedy any challenges that are interfering with you purchasing a home at this time.

Is RTO for you?   This is the ideal program for you if:

  • You are ready to become a homeowner
  • There are just minor challenges that are keeping you from purchasing at this time.
  • All challenges can be remedied within 2 years
  • If you are ready to take on the responsibility of being a home owner (property maintenance and repairs)

Benefits of RTO:

  • You get to start living in the home you are going to one day own
  • Saving money needed for closing costs
  • Some of the monthly rent paid maybe applied towards, reducing the price of the house or your closing costs needed at settlement

Just think, you have to pay for housing somewhere so, why not put your rent money towards a place you are going to one day own?

(If below is colored and underlined this means, it's a link to more information)

Rent To Own (5 Phase Process)

Phase 1
1.     
Consumer Notice
2.     Review of RTO Program/Costs/Process
3.     Choose a Credit Counselor/Lender
4.     Complete RTO Applicaton Process and Application
5.    
Buyer Agency Agreement
Phase 2
1.     
Locating Properties
2.     Viewing Properties
Phase 3
1.     Offer Submission/Payment of Move In Costs
2.     Contract Acceptance
Phase 4
1.    Inspection Complete
2.    Final Walk Through
3.    Final Document Completion
4.    Move In/Credit Improving Period
Phase 5
1.    Obtain a Mortgage Pre-Approval
2.    What Home Buying Programs are being Offered
3.    Contract Contingency Deadline Period
4.    Settlement!!

Click Here for RTO Questions & Answers

Click Here for RTO Application
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